What is the ACA?
The Affordable Care Act (ACA) helps make healthcare more affordable by providing financial assistance through government-funded subsidies. These subsidies help lower the cost of health insurance premiums and out-of-pocket expenses for individuals and families with lower to moderate incomes. Additionally, the ACA expanded Medicaid, a government program that provides health coverage to low-income individuals, allowing more people to qualify for assistance. Through these efforts, the ACA ensures that more people can access and afford the healthcare they need.
Who We Are
At Clear Health, we understand that navigating health coverage and costs can be overwhelming. That’s where we come in — to make health insurance simple and stress-free for you! As licensed insurance agents, we're here to help you find the best coverage for your healthcare needs, without the hassle. With our expertise, you can enjoy peace of mind knowing you’re getting the right coverage for your needs, hassle-free.
Our Mission
Our mission is to make your health insurance experience simple and stress-free.
As licensed insurance agents, we provide personalized guidance and expert advice to help you find the coverage that best fits your unique needs and budget. Whether you’ve recently lost coverage or are exploring your options for the first time, we’re here to help you navigate the complexities of insurance with ease and confidence.
Our goal is to simplify the health insurance process, so you can spend less time worrying about coverage and more time enjoying life.
FAQs
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What is the ACA?The Patient Protection and Affordable Care Act, referred to as the Affordable Care Act or “ACA” for short, is the comprehensive health care reform law enacted in March 2010.
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How does it work?The ACA makes affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).
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Why should I consider ACA plans?ACA plans typically have a lower monthly premium than private health insurance. Additionally, a majority of ACA plans are subsidized by the federal or state government — meaning your monthly payment could be as low as $0 if you meet certain income levels.
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Can’t I find all this information on the official government website?While the government website provides detailed information about the ACA (www.healthcare.gov), making sense of it and determining the best course of action for your circumstances can be overwhelming. And that’s why we are here to leverage our extensive industry knowledge to simplify the whole process for you.
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How do I enroll into a new plan?The application process is very detailed and our licensed specalists are on standby to assist you with this! We know how to make it easy. Its a simple conversation.
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After I enroll, when should I get my plan materials?Plan materials will arrive within 14 business days. A letter confirming enrollment will serve as your temporary card until the full welcome kit arrives.
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How can I change my coverage, and what should I do if I have a problem with my plan?If you have a problem with your plan, contact us for further assistance. Our licensed agents will assist you determining how to resolve the problem.